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MyCalculators

Free US finance & economic MCP tools — mortgage, rent-vs-buy, refinance, calories/macros, plus live inflation, prices, mortgage rates, and salary data.

build.protocol_tooling.mcp

Install MyCalculators in your MCP client

MyCalculators is a Model Context Protocol server. Add it to your MCP client config once, restart, and the server's tools become available to your AI assistant. The same JSON snippet below works across all four major clients — only the config file path differs.

  1. Locate your client's MCP config file.
    • Cursor: ~/.cursor/mcp.json
    • Claude Desktop (macOS): ~/Library/Application Support/Claude/claude_desktop_config.json
    • Claude Desktop (Windows): %APPDATA%\Claude\claude_desktop_config.json
    • VS Code: Settings → Extensions → MCP
    • Windsurf: Settings → MCP Servers
  2. Add MyCalculators to the mcpServers map — paste the snippet below into your config file. If you already have other MCP servers, merge the entry into the existing mcpServers object.
  3. Restart your client so it picks up the new server.
  4. Verify — ask the assistant to list available tools; MyCalculators's tools should appear.
{
  "mcpServers": {
    "mycalculators": {
      "command": "npx",
      "args": [
        "-y",
        "@mycalculators/mcp-server"
      ],
      "note": "Replace with the actual package name from the server's documentation."
    }
  }
}

Install MyCalculators in Cursor

Open ~/.cursor/mcp.json in your editor, paste the snippet above into mcpServers, save, and restart Cursor. MyCalculators will show up in the assistant's tool list on next launch.

Install MyCalculators in Claude Desktop (macOS)

Open ~/Library/Application Support/Claude/claude_desktop_config.json in your editor, paste the snippet above into mcpServers, save, and restart Claude Desktop (macOS). MyCalculators will show up in the assistant's tool list on next launch.

Install MyCalculators in Claude Desktop (Windows)

Open %APPDATA%\Claude\claude_desktop_config.json in your editor, paste the snippet above into mcpServers, save, and restart Claude Desktop (Windows). MyCalculators will show up in the assistant's tool list on next launch.

Install MyCalculators in VS Code

Open Settings → Extensions → MCP in your editor, paste the snippet above into mcpServers, save, and restart VS Code. MyCalculators will show up in the assistant's tool list on next launch.

Tools exposed by MyCalculators

Once installed, MyCalculators exposes the following MCP tools to your AI assistant. Each tool can be called directly by the assistant whenever its capability is relevant to your prompt.

  • mortgage_payment

    Estimate a full monthly mortgage payment (principal, interest, taxes, insurance, PMI, HOA) and loan totals for a US home loan.

  • biweekly_savings

    Show how paying a mortgage biweekly (half-payment every 2 weeks) cuts total interest and shortens the loan.

  • rent_vs_buy

    Compare net worth from buying vs renting (invest-the-difference model) and find the break-even year.

  • refinance_breakeven

    Compute refinance monthly savings, break-even months on closing costs, and lifetime interest change.

  • tdee_and_macros

    Calculate daily calories (BMR, TDEE), a goal calorie target, and protein/carb/fat macros. Imperial inputs.

  • current_mortgage_rates

    Latest average US mortgage rates (30-year and 15-year fixed), Freddie Mac via FRED.

  • current_inflation

    Latest US inflation rate (CPI) and a breakdown of 12-month change by category.

  • average_prices

    Current US average prices for everyday goods (gas, eggs, milk, electricity, …) with 12-month change.

  • salary_by_occupation

    US wage distribution (median, mean, 10th–90th percentile) for an occupation, with optional percentile placement for a given salary. Provide an occupation name (e.g. "nurse", "software").

Transport

MyCalculators supports the following MCP transports. Most AI clients use stdio by default for locally-installed servers.

streamable-http

Other Model Context Protocol servers in the same space as MyCalculators. Each one adds different capabilities to your AI assistant — pick based on the data sources or workflows you need.

Browse the full MCP server directory or use Stork's one-line install to let your agent pick the right server automatically.