1
Pandada AI
Shares tags: ai, research
AI Tool
Stated Review
Stated is a privacy-first AI finance tracker that allows users to upload bank statements for instant spending insights, budgets, and AI categorization without direct bank connection.
Visit Stated→
airesearch
1Processes bank statement PDFs, CSVs, and Excel files directly for financial analysis.
2Operates on a freemium business model, offering core functionalities without cost.
3Utilizes AI for automatic transaction categorization and provides proactive financial insights.
4Prioritizes user privacy by requiring no direct bank account login or connection.
⚡
Stated at a Glance
🏢
About Stated
</>Embed "Featured on Stork" Badge▼
<a href="https://www.stork.ai/en/stated" target="_blank" rel="noopener noreferrer"><img src="https://www.stork.ai/api/badge/stated?style=dark" alt="Stated - Featured on Stork.ai" height="36" /></a>
[](https://www.stork.ai/en/stated)
overview
What is Stated?
Stated is a privacy-first AI finance tracker tool developed by Stated that enables individuals to securely track spending by uploading bank statement PDFs, CSVs, or Excel files without direct bank connection. It automatically categorizes transactions using AI, creates budgets, and provides financial insights.
quick facts
Quick Facts
| Attribute | Value |
|---|---|
| Developer | Stated |
| Business Model | Freemium |
| Pricing | Freemium: Free tier available |
| Platforms | Web |
| API Available | No |
features
Key Features of Stated
Stated provides a suite of features designed for secure and automated financial management, focusing on privacy and direct document processing.
- 1Direct upload of bank statement PDFs, CSVs, and Excel files for analysis.
- 2Instant spending breakdowns and detailed financial analysis.
- 3Budgeting tools with real-time progress tracking and overspending alerts.
- 4AI-powered transaction categorization that learns user habits and remembers past categorizations.
- 5Proactive AI-driven financial insights and observations about spending patterns.
- 6Direct PDF reading capability, eliminating the need for bank logins or CSV conversions.
- 7Detection of recurring payments and subscriptions to identify regular expenses.
use cases
Who Should Use Stated?
Stated is designed for specific user demographics and financial management scenarios where privacy and control over data are paramount.
- 1Individuals prioritizing financial privacy by avoiding direct bank account connections to third-party applications.
- 2Users managing finances across multiple bank accounts or currencies, including cross-border banking scenarios.
- 3Professionals or individuals requiring separation of personal and business expenses for tax or accounting purposes.
- 4Users seeking automated transaction categorization and budgeting tools without granting third-party access to bank credentials.
pricing
Stated Pricing & Plans
Stated operates on a freemium business model, offering a free tier that provides access to core functionalities for financial tracking and analysis. Specific details regarding paid tiers, including features and pricing, are not publicly detailed beyond the freemium offering.
- 1Freemium: Free tier available, offering core functionalities for bank statement uploads, spending breakdowns, and AI categorization.
competitors
Stated vs Competitors
Stated competes within the personal finance and AI-driven expense tracking market, differentiating itself through its emphasis on direct PDF processing and a privacy-first approach without bank logins.
1
Manus↗
Manus is an AI budget tracker that processes uploaded bank statements (PDFs, CSV, Excel) and provides personalized budget plans without requiring bank logins.
Similar to Stated in its core offering of AI analysis from uploaded statements without bank login. Manus also supports CSV/Excel, while Stated emphasizes direct PDF reading. Manus offers free daily credits, aligning with Stated's freemium model.
2
Koody↗
Koody is a personal finance app that allows manual transaction entry or bank statement uploads (including CSV) without requiring bank account connections, offering AI for financial decisions.
Koody directly competes by allowing bank statement uploads and explicitly stating no bank connection, similar to Stated. While Stated highlights PDF, Koody mentions 'upload your bank statements in one quick go' and CSV. Both offer AI-driven insights.
3
ReceiptsAI↗
ReceiptsAI is an AI-powered tool specifically designed to extract and categorize transaction data from PDF bank statements into structured formats like Excel.
ReceiptsAI directly competes on the core functionality of extracting data from PDF bank statements using AI. While Stated focuses on budgeting and insights within its app, ReceiptsAI's primary output is structured data for export, though it also offers categorization and expense reports. It has a free tier.
4
Parseur↗
Parseur is an AI-powered document processing tool that extracts data from various documents, including PDF bank statements, and converts it into structured data.
Parseur is a strong competitor for Stated's underlying PDF processing technology. While it's more of a data extraction service for various document types, its ability to accurately extract data from PDF bank statements with AI directly overlaps with a key feature of Stated.
❓
Frequently Asked Questions
+What is Stated?
Stated is a privacy-first AI finance tracker tool developed by Stated that enables individuals to securely track spending by uploading bank statement PDFs, CSVs, or Excel files without direct bank connection. It automatically categorizes transactions using AI, creates budgets, and provides financial insights.
+Is Stated free?
Yes, Stated operates on a freemium model, offering a free tier that provides access to core functionalities for bank statement uploads, spending breakdowns, and AI categorization. Details on potential paid tiers are not publicly specified.
+What are the main features of Stated?
Key features of Stated include direct upload of bank statement PDFs, CSVs, and Excel files; instant spending breakdowns; budgeting tools with real-time progress tracking and overspending alerts; AI-powered transaction categorization; proactive AI-driven financial insights; and detection of recurring payments, all within a privacy-first framework.
+Who should use Stated?
Stated is designed for individuals prioritizing financial privacy by avoiding direct bank account connections, users managing multiple accounts or currencies, those needing to separate personal and business expenses, and anyone seeking automated transaction categorization and budgeting without granting third-party access to bank credentials.
+How does Stated compare to alternatives?
Stated differentiates itself by emphasizing direct PDF reading for bank statements without bank logins. Competitors like Manus and Koody offer similar statement upload capabilities (including CSV/Excel) and AI insights. ReceiptsAI focuses more on data extraction from PDFs for export, while Parseur is a broader document data extraction tool that overlaps with Stated's core PDF processing technology.