Public.com offers a free account with commission-free trading for stocks and ETFs during regular market hours. A Public Premium subscription is available for $10 per month or $96 annually, which is complimentary for accounts with a balance of $50,000 or more.

What are the main features of Public.com?

Key features include AI Trading Agents, multi-asset investing (stocks, crypto, ETFs, options, bonds, Treasuries), Direct Indexing, Generated Assets, a commission-free Trading API, a High-Yield Cash Account (3.30% APY), and AI-powered market analysis tools like Alpha.

How does Public.com compare to alternatives?

Public.com differentiates itself from competitors like Robinhood by offering a wider range of assets (including bonds) and not using payment for order flow. Compared to traditional brokers, Public.com emphasizes AI innovation and a modern user experience, though it may offer fewer advanced tools or account types. Its AI agent capabilities compete with platforms like Horizon, Alphio AI, eToro, and StockHero, with Public.com integrating these features directly into its brokerage platform.

AI Tool

Public.com Review

Public.com is an agentic brokerage allowing users to build and deploy AI trading agents for various assets based on plain language instructions.

shipped Jul 4, 2026brokerpaid

brokerai-tradingstock-trading

Why it matters

1Public.com introduced AI Agents in March 2026 for automated portfolio workflows.

2The platform offers access to over 40 cryptocurrencies and 10,000+ corporate bonds.

3A commission-free Trading API is available with full read and write access.

4Public.com provides a High-Yield Cash Account with a 3.30% APY.

Specs

API Docs

View Documentation →

API Available

Yes, public API

overview

What is Public.com?

Public.com is an agentic brokerage tool developed by Public.com that enables investors to build and deploy AI trading agents for various assets. It provides a platform for diversified multi-asset investing, including stocks, crypto, ETFs, options, bonds, and US Treasuries.

features

Key Features of Public.com

Public.com integrates advanced AI capabilities with a comprehensive brokerage platform, offering tools for automated investing, diversified portfolio construction, and market analysis. The platform emphasizes accessibility and user control over investment strategies.

AI Trading Agents for automated workflows across portfolios based on plain language instructions.
Multi-asset investing across stocks, ETFs, options, 40+ cryptocurrencies, 10,000+ bonds, and US Treasuries.
Direct Indexing for building custom, tax-optimized portfolios with a minimum investment of $1,000.
Generated Assets, an AI-powered feature enabling creation of custom equity indexes from text prompts.
Commission-free Trading API offering full read and write access for programmatic trading.
High-Yield Cash Account providing a 3.30% APY on uninvested funds.
Options Trading Rebate Program, offering $0.06–$0.18 per contract.
AI-powered market insights including Alpha, Market Briefing, Key Moments, Earnings Call Summaries, and a Research Assistant.
Bond Screener providing access to over 10,000 corporate bonds with yields up to 5.64%.
Traditional, Roth, and Crypto IRAs, including a 1% match on eligible transfers.

use cases

Who Should Use Public.com?

Public.com is designed for a broad audience of investors, from those seeking to diversify long-term portfolios to individuals interested in leveraging AI for automated trading and market insights.

Long-term Investors: Individuals focused on building diversified portfolios across multiple asset classes, including fractional shares and Direct Indexing, for sustained growth.
AI-driven Investors: Users interested in automating trading strategies and cash management through AI Agents and Generated Assets based on plain language instructions.
Programmatic Traders: Developers and advanced users utilizing the commission-free Trading API for automated execution, data access, and custom strategy deployment.
Retirement Planners: Individuals establishing or transferring Traditional, Roth, or Crypto IRAs, benefiting from the 1% match on eligible transfers.
Cash Management Focused Users: Investors seeking high-yield opportunities for uninvested funds via the High-Yield Cash Account (3.30% APY) and fractionalized bond access (up to 5.64% yield).

how to use

How to Use Public.com

Getting started with Public.com involves opening an account, funding it, and then utilizing the platform's diverse investment and AI tools. The platform is accessible via its mobile application and web interface.

1Open a Public.com account, which is free of charge.
2Fund the account by linking a bank account for transfers or initiating an asset transfer from another institution.
3Explore and invest in a variety of assets, including stocks, ETFs, cryptocurrencies, options, and bonds.
4Utilize AI Trading Agents by defining investment parameters and strategies using plain language instructions for automated execution.
5Access AI-powered insights such as Alpha for real-time stock performance and market trend analysis.
6Consider subscribing to Public Premium for access to advanced data, premium research, and extended-hours trading.

pricing

Public.com Pricing & Plans

Public.com operates on a freemium model, offering a free account with core trading functionalities and a premium subscription for enhanced features. Trading fees vary by asset class.

Free Account: No cost to open. Includes commission-free trading for stocks and ETFs during regular market hours, access to basic research, and the High-Yield Cash Account.
Public Premium: $10 per month or $96 annually. This subscription is complimentary for accounts maintaining a balance of $50,000 or more.
Premium Benefits: Includes access to advanced data and insights, premium research (e.g., Morningstar reports), extended-hours trading, and waived monthly fees for Bond Accounts.
Trading Fees: Stocks and ETFs are commission-free during regular market hours. Options trading includes a rebate program offering $0.06–$0.18 per contract. Cryptocurrency trades incur a spread of approximately 1.25%.

Pros

+Integration of AI Trading Agents and Generated Assets for automated and customized investing strategies.
+Diverse range of assets available, including stocks, ETFs, 40+ cryptocurrencies, and over 10,000 corporate bonds.
+Provision of a commission-free Trading API with full read and write access for programmatic trading.
+Offers a High-Yield Cash Account with a 3.30% APY and fractionalized bond access with yields up to 5.64%.
+User-friendly mobile application (iOS 4.7/5.0, Android 4.5/5.0) and a recently launched web platform.
+Direct Indexing feature available with a relatively low minimum investment of $1,000 for personalized, tax-optimized portfolios.

Cons

−Limited advanced charting tools and deep research capabilities, which may not satisfy serious active traders.
−Customer service primarily relies on live chat and email, lacking phone support.
−Account transfers from other institutions may result in unsupported assets being sold off.
−Cryptocurrency spreads are approximately 1.25%, which is higher than some competitors like Robinhood (0.5%).
−Lacks certain specialized account types, such as custodial accounts, SEP IRAs, or business accounts, offered by traditional brokers.

Similar Tools

Public.com vs Competitors

Public.com differentiates itself through its integrated AI capabilities, multi-asset offerings, and focus on user experience, positioning itself against both traditional brokers and modern fintech platforms.

Horizon↗

Horizon is an agentic trading platform that allows users to create, backtest, and deploy any strategy idea using plain English instructions, integrating the entire trading workflow into one AI-native platform.

Similar to Public.com, Horizon emphasizes plain language instructions for building AI trading agents that act on the user's behalf. While Public.com keeps AI within its app, Horizon aims to be a comprehensive AI-native platform for the entire trading workflow, including connecting to various brokers.

Alphio AI↗

Alphio AI offers versatile natural language processing, enabling users to execute trades, automate workflows, and track PnL using conversational commands across both crypto and traditional markets.

Alphio AI directly competes with Public.com's plain language instruction capability for AI agents, but distinguishes itself by bridging both traditional and crypto markets with integrations across major exchanges and Web3 wallets.

eToroOn Stork Compare

eToro has introduced fully automated AI agents that can make trade recommendations, build portfolios, and execute trades automatically based on user-set limits across various asset classes.

Like Public.com, eToro offers fully automated AI agents that act on the user's behalf for trading. eToro's agent supports a broader range of assets including equities, commodities, crypto, ETFs, and forex, and utilizes Model Context Protocol servers to connect with large language models.

StockHero↗

StockHero provides an intuitive bot creation wizard and a social marketplace, allowing beginners to create AI trading bots without coding or rent existing strategies from experienced traders.

StockHero offers a no-code approach to building and deploying AI trading bots, similar to Public.com's agent creation based on plain language. StockHero focuses on accessibility for beginners and includes a marketplace for pre-configured bots, while Public.com integrates its AI agents directly within its brokerage platform.

Visit Public.com↗

Connect

𝕏

X / Twitterx.com/public

LinkedInwww.linkedin.com/company/publichello/

AI Reputation Report

Is Public.com yours?

ChatGPT, Perplexity, Gemini, Claude & Grok answer buyer questions about Public.com every day. See whether they name Public.com — or send buyers to a rival.

See what AI saysfree preview