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cto.new Review

cto.new gives you a team of AI agents that builds and runs a small online business: website, payments via Stripe, a business inbox, domains and ChatGPT ads. Free to start, no card or API keys.

shipped Nov 3, 2026ai-agentsfreemium
Domain rating60Monthly visits837/mo
ai-agentsai-business-builderwebsite-builder
cto.new — product screenshot

Why it matters

1Free plan with no credit card or API keys
2AI team lead that hires agents and assigns tasks
3Stripe payments, inbox and domains built in

Stork's verdict on cto.new

cto.new is a low-risk way to let an AI team build and run a small business for free; serious builders will want published usage limits first.

cto.new reviewed by Stork AI · stork.ai/en/cto-new

About cto.new

Business Model
Freemium SaaS
Platforms
Web
Target Audience
Entrepreneurs and small business owners

Pricing Plans

Free Plan
Free
  • • Website & app builder
  • • Custom domains
  • • Business email
  • • Your own AI team
Premium Plan
Not specified / monthly
  • • Ads on ChatGPT
  • • Payments & invoices
  • • Priority support

Specs

API Available

Yes, public API

overview

What cto.new does

cto.new, made by Engine Labs, started as a free AI coding agent and now pitches itself as a way to build businesses with AI. You describe the business, and a team lead agent drafts a business plan, hires agent team members, assigns tasks and asks for your approval according to permissions you set. The team builds and publishes a website or app, connects Stripe to take payments and send invoices, handles email in a business inbox, and can run ads on ChatGPT for you.

Everything is managed from a Headquarters view with lead chat, the employee list and work logs, site preview and publishing, the plan, and a task and approval queue. You can buy or connect custom domains, connect GitHub repositories, add MCP integrations, start from ready-made teams in a marketplace, and, since October 2026, text your AI team from your phone. An Auto model setting routes tasks across frontier models; you can also pick models per team member.

pricing

cto.new pricing

PlanPriceIncluded
Free$0Unlimited AI businesses and agent chats, access to best-value frontier models, API and MCP integrations, daily usage limits
PremiumFrom $20At least 5x usage, wider range of high-performance models, Pro agent features, can be used across any cto product

Usage limits on both plans are rolling 24-hour and 7-day windows with no fixed reset time. When a business runs out of usage it pauses and you resume it manually. cto.new does not publish exact usage numbers, and Premium tier details beyond the starting price are shown only on the signed-in billing page. Running ChatGPT ads needs a paid plan and separately bought ad credits, which expire after 90 days; how much you can spend on ads depends on your plan. Free-tier access may be restricted in some locations and networks.

Prices checked on the vendor's pricing page on November 3, 2026. See cto.new pricing.

features

Key features

What cto.new lists on its homepage, pricing page and docs:

  • Team lead agent that can hire and fire agents, assign work and request approvals
  • Website and app builder with preview, publishing and custom domains
  • Stripe connection for payments, invoices and recurring subscriptions
  • Business email inbox the agents can send from and reply to
  • ChatGPT ads with agent-written copy and images (paid plans, ad credits)
  • Model choice including an Auto router; listed models include Claude, GPT, Gemini, Kimi K3, DeepSeek and GLM
  • GitHub repository access, MCP integrations, and Text your CTO by SMS (beta)

best for

Who cto.new is best for

cto.new suits solo founders and side-project builders who want to try an idea, a small agency, a digital product or paid lessons, without paying for an AI builder up front. The free plan with frontier models is unusual and makes it a low-risk experiment.

If you mainly want an app or website built from a prompt and will run the business yourself, Lovable or Replit are more focused builders. If you want a general autonomous agent rather than a business wrapper, Manus is the comparison. Teams that need predictable usage should note that cto.new does not publish its limits.

what users say

What users say

Independent reviews are scarce. Product Hunt shows a single 5-star review. An analysis by Ry Walker Research notes the free tier now has daily limits and that the product's quick expansion from coding agent to agent teams, an SRE agent and a business marketplace could signal either ambition or a search for a durable business model. Launch coverage from Dealroom reports Engine Labs launched cto.new in October 2025 with $5.7 million in backing.

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Pros

  • +Free plan with frontier models and no card or API keys
  • +Covers site, payments, inbox, domains and ads in one place
  • +Permission and approval controls over what agents can do
  • +Choose models per agent or let Auto route them
  • +Ready-made business teams in a marketplace

Cons

  • −Usage limits are not published, only described as rolling windows
  • −Premium tiers above $20 are visible only after sign-in
  • −Ads need a paid plan plus ad credits that expire in 90 days
  • −Very few independent user reviews

Frequently asked questions

Is cto.new really free?

Yes. The free plan needs no credit card or API keys and includes unlimited businesses and agent chats on best-value models, with rolling daily and weekly usage limits that cto.new does not quantify.

How much is cto.new Premium?

Premium starts from $20 and gives at least 5x the free usage, more powerful models and Pro agent features. Full tier pricing is on the signed-in billing page.

Which AI models does cto.new use?

Its docs list Claude Opus 5, Claude Fable 5, Kimi K3, GPT-5.6, DeepSeek V4 Pro, Gemini 3.1 Pro and GLM 5.3 Flash, plus an Auto mode that routes each task. The October 2026 changelog made DeepSeek V4.1 Flash the recommended default.

Is cto.new still a coding agent?

It launched as a free AI coding agent and still connects to GitHub repositories, but the product is now framed around building and running whole businesses with an AI team.

Can cto.new take payments for my business?

Yes. You connect a Stripe account and the agents can accept payments, send invoices and set up recurring subscription products.

Who makes cto.new?

cto.new is made by Engine Labs, according to the site footer.

Policies

Pricing Page

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